Google Pay is a digital wallet technology that enables shoppers to make seamless payments using any credit or debit card stored in their Google account on compatible devices, whether in physical stores, within apps, or online. Shoppers can verify transactions through the checkout process using facial recognition or fingerprint identification.

Google Pay also enables shoppers to retrieve cards stored in their associated accounts, including cards from Google Play, Chrome, or Android devices. For these transactions, shoppers may need to perform verification depending on the card type. Google Pay is available for most issuing banks and countries, making it one of the fastest-growing payment methods.

Usage Conditions

Payers can only use Google Pay as a payment method option when the following conditions are met:

• Using a device compatible with Google Pay.
• If paying on a webpage, using a browser that supports Google Pay (such as Chrome, Safari, Firefox, etc.).
• Located in a country or region where Google Pay is available
• All pages integrating Google Pay must be served via HTTPS. Your domain must have a valid SSL certificate.

Device Compatibility Requirements

For users to use Google Pay, their device must meet the following requirements:

• Android devices must run Android 4.4 (KitKat) or higher
• Device must have Google Play services 16.0.0 or higher installed
• User needs to add payment methods in their Google account

For developers integrating the Google Pay API, the following additional requirements must be met:

• Development environment requires Android Studio 3.0 or higher
• App's target API level should be 26 or higher
• Need to use the latest version of Google Play services library

Reference Materials

To learn more about compatibility requirements, please refer to:

• Google Pay Supported Devices VPN access required
• Google Pay API Android Setup Prerequisites VPN access required
• Google Wallet Supported Devices and Features

PCI Compliance and Risk Control Requirements

There are some compliance requirements for accepting Google Pay payments.

Integration Method	PCI DSS	Risk Control JS	3DS Integration Processing
Embedded Checkout	Not Required	Not Required	Not Required - Auto Integration
Redirect Checkout	Not Required	Not Required	Not Required - Auto Integration
Server To Server (Encrypted Token)	Not Required	Required	Required - Manual Integration
Server To Server (Decrypted Token)	Required	Required	Required - Manual Integration

GooglePay Required Parameters

Industry	Billing Address	Shipping Address	Goods	Trade Country
Physical E-commerce	Required	Required	Required	Optional
Virtual Industry	Optional	Optional	Required	Required, Cashier auto-transmits/S2S manual input needed

No Data

Previous pageGCash

Next pageGoPay