---
title: Google Pay
pageComponent:
  name: PaymentMethodsTitle
  paymentMethod: GooglePay
permalink: /en/notes/paymentMethods/GooglePay/
createTime: '2025/06/24 11:04:19'
description: >-
  Google Pay is a digital wallet technology that allows users to make payments in physical stores, apps, and online using credit or debit cards stored in their Google account. It supports facial recognition and fingerprint verification for transactions and is available for most issuing banks and countries. Usage conditions include compatible devices, supported browsers, HTTPS service, and valid SSL certificate. Android devices need to run And
---

# Google Pay

Google Pay is a digital wallet technology that enables shoppers to make seamless payments using any credit or debit card stored in their Google account on compatible devices, whether in physical stores, within apps, or online.
Shoppers can verify transactions through the checkout process using facial recognition or fingerprint identification.

Google Pay also enables shoppers to retrieve cards stored in their associated accounts, including cards from Google Play, Chrome, or Android devices. For these transactions, shoppers may need to perform verification depending on the card type.
Google Pay is available for most issuing banks and countries, making it one of the fastest-growing payment methods.

<Card title="Usage Conditions">

**Payers can only use Google Pay as a payment method option when the following conditions are met:**

- Using a device compatible with Google Pay.
- If paying on a webpage, using a browser that supports Google Pay (such as Chrome, Safari, Firefox, etc.).
- Located in a country or region where Google Pay is available
- All pages integrating Google Pay must be served via HTTPS. Your domain must have a valid SSL certificate.

</Card>

<Card title="Device Compatibility Requirements">

For users to use Google Pay, their device must meet the following requirements:

- Android devices must run Android 4.4 (KitKat) or higher
- Device must have Google Play services 16.0.0 or higher installed
- User needs to add payment methods in their Google account

For developers integrating the Google Pay API, the following additional requirements must be met:

- Development environment requires Android Studio 3.0 or higher
- App's target API level should be 26 or higher
- Need to use the latest version of Google Play services library

</Card>

<Card title="Reference Materials">

To learn more about compatibility requirements, please refer to:
- <Icon name="logos:google-icon" /> [Google Pay Supported Devices](https://developers.google.com/pay/issuers/overview/supported-devices#compatibility_requirements) <Badge text="VPN access required" type="danger" />
- <Icon name="logos:google-icon" /> [Google Pay API Android Setup Prerequisites](https://developers.google.com/pay/api/android/guides/setup#app%20prerequisites) <Badge text="VPN access required" type="danger" />
- <Icon name="logos:google-icon" /> [Google Wallet Supported Devices and Features](https://support.google.com/wallet/answer/14187106?sjid=1565778547611136477-NC&visit_id=638912664571713484-955916255&rd=1)

</Card>

<Card title="PCI Compliance and Risk Control Requirements">

There are some compliance requirements for accepting Google Pay payments.

| Integration Method                | PCI DSS | Risk Control JS | 3DS Integration Processing |
|:----------------------------|:--------|:-----|:-----------------------|
| Embedded Checkout             | Not Required | Not Required | Not Required - Auto Integration |
| Redirect Checkout             | Not Required | Not Required | Not Required - Auto Integration |
| Server To Server (Encrypted Token) | Not Required | Required | Required - Manual Integration |
| Server To Server (Decrypted Token) | Required | Required | Required - Manual Integration |

</Card>

<Card title="GooglePay Required Parameters">

| Industry | Billing Address | Shipping Address | Goods | Trade Country         |
|:-------|:----------------|:-----------------|:------|:---------------------|
| Physical E-commerce | Required        | Required         | Required | Optional               |
| Virtual Industry      | Optional        | Optional         | Required | Required, Cashier auto-transmits/S2S manual input needed |

</Card>

<v4-GooglePayFeatures/>

## 支付方式数据

### Google Pay

为您的购物者提供Google Pay - 简单、安全且无缝的支付体验

#### LLM 摘要

- 支付方式代码：GooglePay
- 支付类别/类型：APM / E-Wallet
- 支持国家/地区：AL, DZ, AD, AO, AG, AR, AM, AU, AT, AZ, BS, BH 等，共 184 项
- 支持交易币种：AED, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT 等，共 149 项
- 支付能力：全额退款、部分退款、3DS、Code Grant、拒付
- 支持集成：跳转收银台、一页收银台、内嵌 SDK、Element SDK、API Only / S2S

| 字段 | 内容 |
|------|------|
| 支付方式代码 | GooglePay |
| 支付类别 | APM |
| 支付类型 | E-Wallet |
| 处理方式 | Online Payment |
| 支持卡组织 | Visa, MasterCard |
| 支持交易的国家/地区 | AL, DZ, AD, AO, AG, AR, AM, AU, AT, AZ, BS, BH 等，共 184 项 |
| 支持交易币种 | AED, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT 等，共 149 项 |
| 支付限额 | 支付限额基于行业特性和MCC设定动态调整 |
| 退款有效期 | 180 days |
| 退款方式 | 原路退回 |
| 结算周期 | 结算周期 |

### 支持范围

#### 支持交易的国家/地区（共 184 项）

- AL, DZ, AD, AO, AG, AR, AM, AU, AT, AZ, BS, BH, BD, BB, BE, BZ, BJ, BT, BO, BA, BW, BR, BN, BG
- BF, BI, KH, CM, CA, CV, CF, TD, CL, CO, KM, CR, CI, HR, CY, CZ, DK, DJ, DM, DO, EC, EG, SV, GQ
- ER, EE, SZ, ET, FJ, FI, FR, GA, GM, GE, DE, GH, GR, GD, GT, GN, GW, GY, VA, HN, HK, HU, IS, IN
- IQ, IE, IL, IT, JM, JP, JO, KZ, KE, KI, KW, KG, LA, LV, LB, LS, LR, LY, LI, LT, LU, MO, MG, MW
- MY, MV, ML, MT, MH, MR, MU, MX, FM, MD, MC, MN, ME, MA, MZ, NA, NR, NP, NL, NZ, NI, NE, NG, MK
- NO, OM, PK, PW, PA, PG, PY, PE, PH, PL, PT, QA, CG, RO, RW, KN, LC, VC, WS, SM, ST, SA, SN, RS
- SC, SL, SG, SK, SI, SB, SO, ZA, ES, LK, SD, SR, SE, CH, TW, TJ, TZ, TH, TL, TG, TO, TT, TN, TR
- TM, TV, UG, UA, AE, GB, US, UY, UZ, VU, VN, YE, ZM, ZW, KR, ID

#### 支持交易币种（共 149 项）

- AED, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD
- CHF, CLP, CNY, COP, CRC, CUC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD
- GNF, GTQ, GYD, HKD, HNL, HRK, HUF, IDR, ILS, IMP, INR, IQD, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD
- KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MNT, MOP, MRU, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK
- NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SRD
- STN, SVC, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF
- YER, ZAR, ZMW, ZWL, SKK

### 支付能力

| 能力 | 支持情况 |
|------|----------|
| 全额退款 | 支持 |
| 部分退款 | 支持 |
| 3DS | 支持 |
| 预授权确认 | 不支持 |
| 订阅/周期扣款 | 不支持 |
| Card on File | 不支持 |
| Network Token | 不支持 |
| Code Grant | 支持 |
| 拒付 | 支持 |

### 支持的集成方式

| 集成方式 | 支持情况 |
|----------|----------|
| 跳转收银台 | 支持 |
| 一页收银台 | 支持 |
| 内嵌 SDK | 支持 |
| Element SDK | 支持 |
| API Only / S2S | 支持 |