Chile has one of Latin America's most advanced digital payment ecosystems, with high credit card penetration and rapidly developing e-commerce. Credit cards are the most popular payment method, accounting for 40% of total transaction volume, followed by debit cards at 25%. Bank transfers are also an important payment method, representing 20% of transactions.
Digital wallet usage is also increasing, especially among younger generations. Although cash usage is declining, it remains important in certain regions and small transactions.
For merchants looking to enter the Chilean market, offering multiple payment options is crucial. This should include major credit and debit cards, bank transfer options such as Servipag, and increasingly popular digital wallets. At the same time, since Chilean consumers are accustomed to installment payments, offering this option may increase sales. Additionally, considering Chile's high bank account penetration rate, optimizing online banking payment experiences is also important.
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Popular payment methods
Servipag
Servipag is commonly used for bank transfer payments in CL.
- Payment type
- Bank Transfer
- Buyer coverage
- CL
- Payment currency
- CLP
- Refund
- Partial refund
Presto
Presto is commonly used for cards payments in CL.
- Payment type
- Cards
- Buyer coverage
- CL
- Payment currency
- CLP
- Refund
- Partial refund
CMR Falabella
CMR Falabella is commonly used for cards payments in CL.
- Payment type
- Cards
- Buyer coverage
- CL
- Payment currency
- CLP
- Refund
- Partial refund
Magna
Magna is commonly used for cards payments in CL.
- Payment type
- Cards
- Buyer coverage
- CL
- Payment currency
- CLP
- Refund
- Partial refund
Chile
Country code
CL
Currency code
CLP
Currency unit
$ CLP