---
url: >-
  https://acquirer-api-docs-v4-en.pingpongx.com/en/notes/technicalterm/cardHolder/index.md
description: >-
  A card holder refers to a shopper who uses cards issued by banks for cashless
  payments. This term applies to individuals or business users who complete
  transactions through bank cards in various payment scenarios. Understanding
  this concept helps in better designing and optimizing payment processes and
  related services.
---
## CardHolder

Refers to shoppers who use cards issued by banks for cashless payments