---
title: RuPay
pageComponent:
  name: PaymentMethodsTitle
  paymentMethod: RuPay
permalink: /en/notes/paymentMethods/RuPay/
createTime: '2025/06/24 11:04:19'
description: >-
  RuPay is India's domestic payment card network, providing credit card, debit card, and prepaid card services. It is widely used for in-store payments, online shopping, and ATM withdrawals. Its features include low fees, extensive merchant networks, and India-specific services, supporting contactless payments and mobile payments, and integrating with multiple digital wallets. For merchants targeting the Indian market, especially e-commerce platforms, supporting RuPay payments helps attract local customers and expand market share.
---

# RuPay

RuPay is India's domestic payment card network, developed and operated by the National Payments Corporation of India (NPCI). As an important tool for financial inclusion promoted by the Indian government, RuPay provides credit card, debit card, and prepaid card services. RuPay cards are widely used in India, supporting in-store payments, online shopping, and ATM withdrawals. Its features include low fees, extensive merchant networks, and India-specific services. RuPay also supports contactless payments and mobile payments, integrating with multiple digital wallets. For merchants targeting the Indian market, especially e-commerce platforms, supporting RuPay payments is crucial for attracting local customers, helping to expand market share and improve user retention.

<v4-PaymentMethodsFeatures/>

## 支付方式数据

### RuPay

#### LLM 摘要

- 支付方式代码：RuPay
- 支付类别/类型：APM / Local Cards
- 支持国家/地区：IN
- 支持交易币种：INR, USD
- 支付能力：全额退款、部分退款、拒付
- 支持集成：跳转收银台、一页收银台、内嵌 SDK、API Only / S2S

| 字段 | 内容 |
|------|------|
| 支付方式代码 | RuPay |
| 支付类别 | APM |
| 支付类型 | Local Cards |
| 处理方式 | Online Payment |
| 支持交易的国家/地区 | IN |
| 支持交易币种 | INR, USD |
| 支持结算币种 | USD |
| 支付限额 | MAX: 默认单笔1000 USD |
| 退款有效期 | -- |
| 结算周期 | 结算周期 |

### 支持范围

#### 支持交易的国家/地区

- IN

#### 支持交易币种（共 2 项）

- INR, USD

#### 支持结算币种

- USD

### 支付能力

| 能力 | 支持情况 |
|------|----------|
| 全额退款 | 支持 |
| 部分退款 | 支持 |
| 3DS | 不支持 |
| 预授权确认 | 不支持 |
| 订阅/周期扣款 | 不支持 |
| Card on File | 不支持 |
| Network Token | 不支持 |
| Code Grant | 不支持 |
| 拒付 | 支持 |

### 支持的集成方式

| 集成方式 | 支持情况 |
|----------|----------|
| 跳转收银台 | 支持 |
| 一页收银台 | 支持 |
| 内嵌 SDK | 支持 |
| Element SDK | 不支持 |
| API Only / S2S | 支持 |