---
title: Apple Pay
createTime: '2024/07/31 16:01:54'
pageComponent:
  name: PaymentMethodsTitle
  paymentMethod: ApplePay
permalink: /en/notes/paymentMethods/ApplePay/
description: >-
  Apple Pay is a secure and seamless payment method for in-app, in-store, and web payments. It uses Tokenization technology to store payment information and confirms payments through Touch ID or Face ID. When implemented in Europe, it complies with PSD2 SCA requirements. Users need to use compatible devices, Safari browser (for web payments), be located in supported regions, and have added bank cards to their App
---

# Apple Pay

Apple Pay provides a secure and seamless payment method that can be used in-app, in-store, and on the web. Apple Pay uses Tokenization technology to securely store payment information in users' Apple Pay compatible devices and confirms payments through Touch ID or Face ID. If you implement Apple Pay in Europe, it is compliant with PSD2 SCA (Strong Customer Authentication) requirements.

When users select Apple Pay, a payment form is displayed where they can choose their bank card and provide contact information and shipping address. Then, users are prompted to authenticate the payment through Face ID or Touch ID.

**Payers can only use Apple Pay as a payment option when the following conditions are met:**

1. Using <a target="_blank" href="https://support.apple.com/en-us/102896">Apple Pay compatible devices</a>.
2. Using Safari browser when paying on the web.
3. Located in <a target="_blank" href="https://support.apple.com/en-us/102775">countries or regions where Apple Pay is available</a>
4. Have added an existing bank card to their Apple Pay wallet. See more details in <a target="_blank" href="https://support.apple.com/zh-cn/guide/iphone/iph9b7f53382/ios">How to set up Apple Pay</a>

**PCI Compliance and Risk Control Requirements**

| Integration Method   | PCI DSS | Risk Control JS | 3DS Component |
|:-----------------|:--------|:-----|:------|
| Embedded Checkout  | Not Required | Not Required | Not Required |
| Redirect Checkout  | Not Required | Not Required | Not Required |
| Server To Server | Required | Not Required | Not Required |

<v4-ApplePayFeatures/>

## 支付方式数据

### Apple Pay

Power your shoppers with Apple Pay - easy, secure, and seamless

#### LLM 摘要

- 支付方式代码：ApplePay
- 支付类别/类型：APM / E-Wallet
- 支持国家/地区：AD, AE, AL, AM, AR, AT, AU, AZ, BA, BE, BG, BH 等，共 97 项
- 支持交易币种：AED, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT 等，共 149 项
- 支付能力：全额退款、部分退款、3DS、订阅/周期扣款、Code Grant、拒付
- 支持集成：跳转收银台、一页收银台、内嵌 SDK、Element SDK、API Only / S2S

| 字段 | 内容 |
|------|------|
| 支付方式代码 | ApplePay |
| 支付类别 | APM |
| 支付类型 | E-Wallet |
| 处理方式 | Online Payment |
| 支持卡组织 | Visa, MasterCard |
| 支持交易的国家/地区 | AD, AE, AL, AM, AR, AT, AU, AZ, BA, BE, BG, BH 等，共 97 项 |
| 支持交易币种 | AED, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT 等，共 149 项 |
| 支付限额 | 支付限额基于行业特性和MCC设定动态调整 |
| 退款有效期 | 180 days |
| 退款方式 | 原路退回 |
| 结算周期 | 结算周期 |

### 支持范围

#### 支持交易的国家/地区（共 97 项）

- AD, AE, AL, AM, AR, AT, AU, AZ, BA, BE, BG, BH, BR, BS, BY, CA, CH, CL, CN, CO, CR, CY, CZ, DE
- DK, DO, EC, EE, EG, ES, FI, FO, FR, GB, GE, GG, GL, GR, GT, HK, HN, HR, HU, IE, IL, IM, IS, IT
- JE, JO, JP, KR, KW, KZ, LI, LT, LU, LV, MA, MC, MD, ME, MK, MN, MO, MT, MX, MY, NL, NO, NZ, OM
- PA, PE, PL, PR, PS, PT, PY, QA, RO, RS, SA, SE, SG, SI, SK, SM, SV, TW, UA, US, UY, VA, VN, XK
- ZA

#### 支持交易币种（共 149 项）

- AED, ALL, AMD, ANG, AOA, ARS, AUD, AWG, AZN, BAM, BBD, BDT, BGN, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD
- CHF, CLP, CNY, COP, CRC, CUC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, FKP, GBP, GEL, GGP, GHS, GIP, GMD
- GNF, GTQ, GYD, HKD, HNL, HRK, HUF, IDR, ILS, IMP, INR, IQD, ISK, JEP, JMD, JOD, JPY, KES, KGS, KHR, KMF, KRW, KWD, KYD
- KZT, LAK, LBP, LKR, LRD, LSL, LYD, MAD, MDL, MGA, MKD, MNT, MOP, MRU, MUR, MVR, MWK, MXN, MYR, MZN, NAD, NGN, NIO, NOK
- NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, RON, RSD, RWF, SAR, SBD, SCR, SDG, SEK, SGD, SHP, SLL, SOS, SRD
- STN, SVC, SZL, THB, TJS, TMT, TND, TOP, TRY, TTD, TWD, TZS, UAH, UGX, USD, UYU, UZS, VND, VUV, WST, XAF, XCD, XOF, XPF
- YER, ZAR, ZMW, ZWL, SKK

### 支付能力

| 能力 | 支持情况 |
|------|----------|
| 全额退款 | 支持 |
| 部分退款 | 支持 |
| 3DS | 支持 |
| 预授权确认 | 不支持 |
| 订阅/周期扣款 | 支持 |
| Card on File | 不支持 |
| Network Token | 不支持 |
| Code Grant | 支持 |
| 拒付 | 支持 |

### 支持的集成方式

| 集成方式 | 支持情况 |
|----------|----------|
| 跳转收银台 | 支持 |
| 一页收银台 | 支持 |
| 内嵌 SDK | 支持 |
| Element SDK | 支持 |
| API Only / S2S | 支持 |